Configurable Core Banking Capabilities
Bansoft provides configurable core banking functionality for banks, credit unions, startup banks, and regulated fintechs. Customer, account, transaction, reporting, and administrator workflows are delivered in a dedicated managed hosted environment.
Customer & Access Management
User profiles, profile groups, administrator classes, role-based permissions, device authentication, and configurable multi-factor controls.
Accounts & Financial Management
Multi-account and multi-currency structures, account types, interest-bearing and termed accounts, fees, loans, overdrafts, and Nostro management where configured.
Transactions & Transfers
Internal and external transfers, wire workflows, scheduled and batch activity, foreign exchange, and configurable approval processes.
Operational Capabilities
Functionality can be activated and configured according to institutional requirements and agreed scope.
Documents & Compliance Support
KYC and CDD document handling, proof-of-funds and transaction documentation, FATCA and OFAC data fields, legal acceptance tracking, and audit records.
Reporting & Auditability
Account and transaction reports, statements, exports, system logs, and audit trails that support operational review and reconciliation.
Communication & Administration
Secure internal messaging, notices, system announcements, request queues, configurable fees, regional settings, and institutional branding.
Configurable application-level safeguards
- Multi-factor and one-time-password options
- Configurable password, device, session, and login controls
- IP management, rate limiting, and access restrictions
- Transaction confirmation and audit logging
External connectivity by scope
Payment, compliance, identity, market-data, and internal-system integrations can be evaluated and scoped separately. API access, developer enablement, and third-party services are confirmed according to requirements and agreement.
Related Bansoft resources
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