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ECSFin

Managed Core Banking & Payments by Bansoft + ECSFin

Core banking and payments,
delivered together.

Give your institution a connected banking technology foundation without assembling every component and operating it alone.

Bansoft and ECSFin bring core banking and payments together through a coordinated managed solution, helping your institution reduce integration complexity and technical operating demands while retaining oversight of its banking operations.

For banks, credit unions, startup banking institutions, and regulated financial-service providers.

What changes for your institution

Less fragmentation.
More focus on banking.

Plan core banking, payments, reconciliation, and technical services as one coordinated program, with fewer disconnected systems and handoffs to manage.

Less Technology to Assemble

Bring core banking, payment services, and connectivity into a shared implementation plan, with interfaces and ownership addressed from the start.

Support Beyond Deployment

Use managed hosting and technical services for the selected platform components, with maintenance, monitoring, and escalation responsibilities agreed before launch.

Clearer Operational Visibility

Give authorized teams access to account activity, payment status, cash positions, and audit records through the relevant platform views.

Room to Extend the Offering

Start with the functions and payment channels your institution needs, then evaluate additional modules and services as requirements develop.

Two providers. Complementary strengths.

The banking core and the payment ecosystem, together.

A coordinated managed technology solution combining core banking, customer interfaces, payment processing, connectivity, and operational reporting.

Bansoft

The Customer and Account Operating Layer

Manage the relationship with your customers and the records behind their banking activity.

  • Customer experience: institution-branded browser access to accounts, activity, statements, documents, and secure messages.
  • Core banking: customer profiles, multi-account and multi-currency structures, balance tracking, account controls, and transfer workflows.
  • Operational records: account-based ledger, transaction posting, fees, statements, and reporting.
  • Staff controls: administrator roles, approvals, document review, security settings, and audit trails.

ECSFin

The Payment and Connectivity Layer

Manage the processing and movement of payment instructions and the visibility around them.

  • Enterprise payments: IMS Payments for initiation, validation, routing, processing, and reconciliation workflows.
  • Connectivity: ECS Business Connect services for selected banking, payment, and counterparty connections.
  • Cash management: cash positions, intraday monitoring, forecasting, and statement reconciliation.
  • Transaction visibility: role-based dashboards, reports, data history, and audit records through IMS Data Governance.
Configured for your institution. Modules, integrations, environments, and service commitments follow the agreed solution scope. Specific payment channels and third-party services depend on eligibility, provider arrangements, and required approvals.

A connected operating model

A clearer path through the transaction lifecycle.

An illustrative workflow showing how the selected platforms can work together. Actual processing follows your configuration and controls.

  1. Onboard & Open

    Collect customer information, review documents, and configure accounts through Bansoft.

  2. Review & Authorize

    Apply the institution’s account, permission, and transaction-approval rules.

  3. Process & Connect

    Use ECSFin for selected payment validation, routing, messaging, and connectivity workflows.

  4. Track & Reconcile

    Review account postings, payment status, cash positions, reports, and audit records in the relevant systems.

Managed delivery

One coordinated program.
Clear operating responsibilities.

Your institution brings the banking requirements. Bansoft and ECSFin plan the core, payment services, and technical delivery together, with support that continues after launch.

The managed scope can include configuration, hosting administration, platform maintenance, monitoring, backups, and technical support. The proposal identifies the delivery lead, each provider’s responsibilities, and the support and escalation paths.

Connected platforms do not have to share one cloud. The deployment plan defines the hosting environments, interfaces, infrastructure ownership, and administrative access, so specialists can manage the technology while your institution retains the agreed oversight.

Explore the Managed Package

What We Agree Before Deployment

  • Selected core, payment, cash-management, and reporting functions
  • Hosting environments, infrastructure ownership, and administrative access
  • Integration scope, migration, testing, and acceptance criteria
  • Monitoring, maintenance, backups, and support coverage
  • Delivery lead, provider responsibilities, escalation, fees, and contract terms
Your Institution Remains in Control

You retain your banking operations, customer decisions, product policies, regulatory obligations, and compliance program. Infrastructure control and technical administration follow the agreed deployment model. The technology package does not provide a banking license or automatic payment-network membership.

Where the package fits

A foundation for launch, modernization, or expansion.

Evaluate the combined offering against the workflows and responsibilities that matter to your institution.

A New Banking Initiative

Plan the customer interface, core records, payment requirements, and managed technical operations together before launch.

A Modernization Program

Assess how selected platform components can replace fragmented systems, with migration, interfaces, and transition requirements reviewed explicitly.

An Expanded Payment Offering

Evaluate additional domestic, cross-border, or corporate payment services alongside account workflows, routing, reporting, and cash visibility.

Questions about the offering

What to know before the next conversation.

The package brings technology and managed technical services together. Your institution’s scope determines the implementation.

What does the managed core banking and payments offering include?

It combines Bansoft core banking and customer interfaces with ECSFin payment processing, cash management, connectivity, reporting, and agreed managed technical services. It provides a technology foundation for selected digital banking workflows, not every function needed to operate a financial institution. Modules, integrations, and service responsibilities are defined for each deployment.

Who is the offering designed for?

Banks, credit unions, startup banking institutions, and regulated financial-service providers evaluating a new banking platform or a modernization program. Fit depends on the institution's operating model, jurisdictions, product requirements, and approved service scope.

Which payment services can be included?

The ECSFin layer supports domestic and cross-border payment workflows, routing, messaging, and connectivity. Specific channels, providers, currencies, and operating arrangements are confirmed during evaluation. Network access, participation eligibility, approvals, and third-party charges require separate confirmation.

Who manages the technology, and who runs the institution?

Bansoft and ECSFin coordinate the agreed platforms, implementation, and managed technical services. The proposal identifies the delivery lead and each provider's hosting, maintenance, monitoring, backup, support, and escalation responsibilities. Your institution retains customer decisions, business operations, regulatory obligations, and its compliance program. Contracting and service terms are agreed for each deployment.

Does the offering mean one application or one cloud?

No. It is a coordinated technology and service offering, not necessarily one application or hosting environment. Selected components can run in separate hosted environments connected through agreed interfaces. Cloud providers, infrastructure ownership, administrative access, and operating responsibilities are defined in the deployment plan.

Can we evaluate the workflows before implementation?

Request a guided demonstration or discuss a scoped sandbox evaluation using agreed customer, staff, and payment scenarios. Available modules, sample data, branding options, and connected workflows are confirmed before access is arranged. A sandbox evaluation does not by itself establish production readiness or completion of all integrations.

How long does implementation take?

The implementation plan follows the selected modules, configuration, integrations, data migration, testing, and approvals. Both providers review these requirements before confirming milestones. There is no universal launch timeline.

Can the package grow with our requirements?

Yes. The offering uses configurable platform functions and selected payment, connectivity, cash-management, and reporting modules. Additional services or changes are reviewed for technical fit and agreed scope before implementation.

Your next step

Let’s shape the package around your institution.

Discuss your requirements with Bansoft and ECSFin. Request a guided demonstration, or explore a scoped sandbox evaluation around your customer, staff, and payment workflows.

Agree the evaluation scenarios, available modules, branding options, and connected workflows before assessing the implementation plan.